i need health insurance, but i have no income

Take him a physciatric hospitl or a hospital with a physciatric clinic to get him help and ask them to help you apply for Medicaid for him. All that said, double check with Medicaid and the marketplace to see if you do have any options, because Medicaid is still in the process of being expanded in some states. In all states, Medicaid gives health coverage to some individuals and families, including children, parents, people who are pregnant, elderly people with certain incomes, and people with disabilities. You can sometimes use the rejection letter from Medicaid to expand options through heatlhcare.gov. im diabetic and I have no insurances I need help I have no income right now I have applied for disability and that's a waiting prosses and I need to health care really bad I got something wrong with my left arm I cant lift it I need help. Do everything until you get it done, My plan is to leave the country you cant have freedom then punish the poor because it leads to what this country was a short time ago praying is good but actions will be necessary to deal with this problem. I cant get healthy without medicaid or insurance if some type. 5. Spent savings, stocks, etc. In an emergency you can always use a public hospital as well. Logistics aside, you can also move to any state that did expand Medicaid and get free or low cost coverage today. I cant get Medicaid and need insurance the prices quoted are very high. In states that expanded Medicaid, you qualify for Medicaid if you have no income. He needs help and I do not know where to turn for him to get it. That doesnt help a bit. I have an over 30-year old adult child who lives with me and who I support. I dont work but hv income evry month can i get a medical aid. Denied Hidalgo indigenous hasnt had income since accide program nt has 4 children. ObamaCareFacts is a free informational site. The federal poverty level is $13,590 for an individual in 2021, and 400% . What am I to do. My husband and I had 8 children in the household my husband make 16 an hour and they took mine and my husbands Medicaid away but not the childrens thank God I tried to get Obama help and I have to pay full price thats because we dont make enough money to qualify for the substance but people with more money you can afford to pay full price get that discount and dont have to what is going on here this is not fair. Can I apply again in the marketplace for special enrollment? Dial211 or visit food stamp office. Bad money management for the average person. https://obamacarefacts.com/obamacares-medicaid-expansion/. I guess the only thing I can do is continue to hate Rick Scott and dearly hope he gets eaten by an alligator for what he has done to the citizens of Florida. So Medicaid is almost certainly a better option. Need health insurance? 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ObamaCare, Short Term Health Insurance As Primary Coverage, Employer Tax Credit Form 8941 and Instructions. So, if you have no income, but do have savings, you can still get Medicaid. If this president could not litterally enforce this law to be respected and enforced by every state and party line and it seems to me he knew he couldnt because all these so called southern states aka racist have rights. 6 Free or Low-Cost Health Insurance Options - Verywell Health You or an individual in your tax family enrolled in a qualified health plan through a Marketplace. She applied for Medicaid and was denied lack of work credits? You may qualify for the PTC if your household income is less than 100% of the Federal poverty line and you meet all of the following requirements. Ask about a sliding scale or other payment options when you call . I earned +/- $500 to $800,000 a yeat up until12/1/12 where my income was $60k in 2012 and 2013 and 14 were even less and tbe second half of 2015 thru current day, I have no income living of basice and assistance of familu while I apply for 10 to 20 open jobs a day and gannot get any decent earnings even of I work 2 jobs at 20 hours a day! If you dont and are working on applying for disability, you should really do more than just fill out the application and wait. The rest of us wait until our pain becomes critical or life-threatening before we see a doctor in the ER. You should ask local assisters, contact local public hospitals, or contact your state medicaid department. In general public hospitals and private assistance programs are a smart choice to get further help. And very few specialist and theres none in Mississippi btw. However at the moment 20 states are rejecting Medicaid expansion (the same states that are against ObamaCare generally). In 2022, the Centers for Medicare & Medicaid Services average Part B late-enrollment penalty was 27% higher than the base premium. How to get mental health treatment if you can't afford it I agree that Obama care does not cover everyone as it said it would and made it a law that everyone must be covered but the health care system doesnt work and it is not just covering the unemployed its high premiums and deductibles for family is not affordable for those who have little or no access to their employer sponsored health care. I worked for many and many years. Neurofibromatosis. IMPORTANT: In emergency situations you should go directly to a hospital and seek the advice of a medial professional. Is that possible? i live in Texas. I am 64 years old and could not afford to pay for health care insurance. Obamacare sucks, He lied to us all. I watched a male individual going for his SSI disability hearing one morning. When will I receive these health care tax forms? We have allowed states to deny medicaid to deserving people after being told that ALL Americans would receive health care. If you have capital gains you might qualify for marketplace assistance. The nearest and only hospital in our country turn me away twice. I HAVE LOTS OF DOCTOR BILLS NON PAID AND DOCTOR APPOINTMENTS THAT I NEED TO KEEP. Call the office for the disabeled in your county and ask them for help as your son is disabeled Medicaid can cover you up to two months in retrospect meaning you can get care today. Local public hospitals are also a good bet. If not then Medicaid expansion and CHIP might be options, contact your state Medicaid department. WHAT KIND IF ANY CAN I GET SO THAT CAN GO TO THE DOCTOR AS NEEDED. Next bit of advice is, and you could do this first or directly after Medicaid, contact healthcare.gov (see https://www.healthcare.gov/blog/questions-call-us/). You work for the federal government and cant spell experience? How do I get health insurance and prescription coverage? (Exspecially my high blood pressure & heart medications. Start doing the research and tell me who else we have to blame on this one? Your children might be eligible for medicaid Its pretty impossible to think outside the box when youve waited years for a solution to a crisis in your life only to be told by your state no can do and then your federal government says you have no options here. I have a right to be frustrated. This means contacting local assistance programs and local hospitals is a solution. End of story. http://healthandwelfare.idaho.gov/Default.aspx?TabId=123. You can find care at low or no cost with a variety of programs designed to help people without health insurance get the care they need. You must also either: Have a disability, or Be 65 or older Use the Benefit Eligibility Screening Tool to see if you are eligible for SSI. He is also close to losing his home. It would be pretty Ironic if Illinois didnt expand Medicaid (Obama has a long history with Chicago). If you have trouble you can always ask for help at a public hospital, call your state Medicaid office, or call HealthCare.Gov. Because me and my boyfriend is not merried I cannot get onto his health insurance. I need Doctors and prescriptions. It depends on your state. Medicaid The number of people who can receive Medicaid increased a great deal with the Affordable Care Act (ACA), but some people aren't aware of this. This portal will tell you if you qualify for programs like Medicaid, the Children's Health Insurance Program or discounts on marketplace plans. Heck I voted for the guy and even I know better. People are still people wether they have children or not. The problem with insurance is the only way one can adjust risk is by edging out sick people, exploiting loopholes, and adjusting rates and benefits. Can she be eligible for obamacare/Medicaid? ObamaCareFacts is a free informational site. How does he do this without insurance? https://obamacarefacts.com/obamacares-medicaid-expansion/. Its privately owned, and is not owned or operated by the US federal or state government. A pure free-market, the Adam Smith or even Mises kind, is something that doesnt evenly remotely exist in healthcare. He has not worked since. What happens if I believe I will make 100% of poverty line in a state that didnt expand Medicaid so the state gives me a tax credit but I am self-employed and if I end up making $0 each month then will I owe back the tax credit for each month that they gave it to me at the end of the year when I file taxes? I got sick last year I had to quit my job. I would call healthcare.gov and get direct assistance with this. To be clear for other readers, it is this persons state Government leaving them with no health options. So, what are my options? Texas would prefer my husband in a nursing home vs. being cared for by his daughter. If you are in a state with Medicaid, you should call your state Medicaid office. She has no real medical care. My Medicaid ended 12/01/2012 when my daughter turned 18 yrs old. Because you earned under 100% of the federal poverty level you should not have to pay back any tax credits (youll see this when you fill out form 8962; or it will be accounted for when a tax professional works through the form with you or for you). If it is an emergency you should always go to the emergency room (ideally in a public hospital), even if you dont have insurance. If you currently have medical bills than you qualify for an exemption from owing the fee for not having health insurance. Even if your state rejected Medicaid you should apply anyway. So for those stuck in the Medicaid gap they face a number of unfriendly options, similar to how it was for millions before the ACA. Getty More than 90% of the. Some States do have offer more programs than the federal government requires but mostly you have to meet a category first to go to the next step which is income. Because you potentially have a range of options, you should contract healthcare.gov for direction in my opinion. You just suffer until you die, no one cares, that how the much the people making decisions care about Mississippians or thats how smart they are, yes smart. I need health coverage without using my husband income, In NC there is no help for someone not working and no dependants..they are SCREWED. New York State of Health | Exemptions Currently, my childs only income is investment income an amount that would qualify for Medicaid. If you can aim to make 100% of the Federal Poverty Level next year (including odd jobs and temp work) you would be eligible for cost assistance through HealthCare.Gov (coverage would start as early as January 1st 2016). Answer the question twofold, what is a person to do when they are unemployed and their state does not offer the medicaid option. If you are between the ages 26 64 and you have $0.00 income, you cannot pay a monthly fee for insurance, you cannot pay co pay. Apply or ask questions by phone at 1-800-221-3943 / State Relay: 711. My daughter is turning 19 on November 23rd 2016. How do I go about getting him health insurance? Or be or claim to be a non citizen, illegal all government benefits. And I was denied. As we age, the presence of health insurance becomes just as much a necessity as income. This explains the issue. This reply is basically telling all those who dont qualify for Medicaid in the backward states that rejected it that they are screwed. I am not pregnant, dont have a pregnant person in my house or dependents. I have seen this. I just lost my job in September and my health care and Doctor. Single and 55 yrs old. She lives with my brother and show her as dependent when he files tax return. Google list of states that rejected Medicaid expansion and tell me what pattern you see. Here Are 5 Health Insurance Options for College Students - GoodRx My brother is homeless and is in ICU with a breathing tube. Look at the millions around you who cant get healthcare and take political action. No comment just question. If you are experiencing medical problems visit a hospital immediately. That means ALL low-income adults qualify. Financial Help for Diabetes Care - NIDDK I dont know what to do. In non-emergency situations you should direct questions to your state Medicaid office or HealthCare.Gov. You can also contact local assistance entities and local public hospitals. Please can you offer some advice. In most states the only requirement for Medicaid is income (wealth doesnt affect it). Depending on a person's income, the coverage options provided through the Marketplaces may be a better choice than what is currently offered through an . I have medical problemsand started having pains in body and i panicked left my jobs insurance and everthing i had in californiait seems they dont have medical or any emergency med cal. I have afriend in Tennessee that cant cuss he is sick from prescription meds it got so bad he cant work cuss he in so much pain doctors when did give so much meds high doses opioids meds it got him so hooked he been trying to go to hospitals they just give more meds he has to withdraw from he cant work cuss of withdraws he lost his car had electric water shut off so he out on the streets sleeping fustrated if he can get some help then he try go back to work he had no money and nothin at all he could die go into seizures cuss withdraws are so bad cuss what doctors did but give him high doses of meds ..I dont no if this will help he is vet too he does have house behind on mortgage too all cuss got addicted to pain meds bad just trying to help afriend to get help not sleep on streets and mybe returni to work environment and be able to afford medical.. It was meant to read medical.. This is ridiculous! I wont even bother with whats going on in my household, because half of Americas adults are probably walking around with no health insurance. In states that expanded Medicaid if you make less than 138% of the poverty level you would qualify for Medicaid. Meaning I havent worked enough and payed enough taxes to qualify. Thats good news, but it doesnt help you right now. Texas simply doesnt help males over age 18. Insurance is Required by Law. I am a single parent who does not work but I live with my boyfriend who pays the bills. I am required to take blood-thinners, but can not get them because I have no income and no insurance. What is a medial professional? If you have any answers as to where I can turn or have him turn for help please let me know. These replies are terrible! Do I need health insurance in Maryland? | Blog - HBW Ins In many ways, he was like the people who say "I don't need health insurance - I'm healthy and never go to the doctor!". It is a community based service which is based on income but you will have to use there services and area. He has not been able to find a job and has no income at all. She has had no alcohol for all that time. I have a lot of medical bills right know. 4. Usually you cant get Medicaid unless you are pregnant or disabledIm sure he isnt preggers, right? Everything sounds so scatterred and is hard to un ravel. So your example answer is very vague/general to 99% of real life people. It is an utter pile of garbage then and it is one now. You dont get it back, it doesnt add up, its just gone. Please be aware some states have very tight regulations on Medicaid programs, as they rejected expanding Medicaid under the Affordable Care Act, and childless adult males tend to be the group that is excluded.. Each state's Marketplace has its own enrollment instructions. Take that money and invest it instead of giving it away. At age 56, I just got back from overseas with my daughter who is 15 years old and have not find a job yet right now, how can I get medical insurance and how much is the monthly bill will it be ? This partly depends on what state you live in. Im 19 and had my insurance cut from CHIPS after I was discharged from the military . (updated February 24, 2022) Eligibility Q5. What is a person like me supposed to do to get some help? . They didnt expand Medicaid and we get comments from SC residents complaining about other things such as the SC not offering Womens health services to teachers. He is visiting home for 3 weeks and would like to get a medical check up. They live on the verge of losing everything and he would gladly go back to work if he had insurance and could have the surgery that would help him get back to work so he can pay for insurance. Cobra is too expensive and Im looking for coverage for her. We do not offer professional medical advice. Catch the top stories of the day on ANC's 'Top Story' (20 July 2023) This is true in states that expanded Medicaid. Some plans allow for income above the poverty line. What Happens If You Don't Have Health Insurance? - Forbes I have no idea where the money is going to pay for this. He cannot pay the penalty for not having insurance, nor can I carry that burden either, and abandoning him is not an option- he has no one else. I hate to give this answer as it is so general, but all the other advice involves getting your income in the right place to get assistance through HealthCare.Gov. I keep getting denied because I dont have doctors lines. I hare no income. I am 48 my husband has been laid off for 7 months we have no income what so ever. Find a legal white hat way to lose $44 a month. Our contributors have over a decade of experience writing about health insurance. Note that this requires you to elect to get APTC during the year, not all after the end of the year at tax time as PTC. Will Obama health cover at least my meds. The affordability of short-term health insurance plans is a major advantage. I dont have a job and I have 4 kids who would I qualify for medical, Your best bet is to contact your state Medicaid department, CHIP is very likely an option if the children are younger and Medicaid might be an option depending on your state and other income. It is heart breaking to watch and not be able to do anything. I did however have an MRI done which shows the hardware in my back. In other words, in a true emergency one should go directly to a hospital (ideally a public hospital) and seek the advice of a medical professional. Could Medicares Independent Payment Advisory Board be a Death Panel? You can learn more about Medicaid expansion here: https://obamacarefacts.com/obamacares-medicaid-expansion/. I understand my state did not expand there options but I still need insurence. After Obamacare, on a 40K salary, with my employer insurance at $150 a month, I could no longer afford to go to the doctor or continue medicines because of the out of pocket costs. I am . Someone help me out here. Virginia is a bit odd in that it is not a GOP state, did not expand their programs and provides resources for unlawfully present immigrants (whether that is state or by locality, though it is possible some are private or church sponsored). Not sure that is much of a consolation. We are an unofficial website created by private citizens. The best solution is local charity. I live in a state that rejected expanding Medicaid and have been rejected due to my lack of points in their required taxed/work scheme. Dont know what I can afford because of my 0 income. I lost my Medicaid due to my child turning 18. I live in Texas. I need to have a Family doctor. I f obamacare subsidies arent paid or filed will my meficade help be cancelled? In states that expanded Medicaid, you would be eligible for Medicaid at no cost to you if your income is below 138% of the Federal Poverty Level. I really need help! When you file the 8962 and 8965 forms youll see that you owe $0 if you drop below the poverty level due to household income compared to the poverty level. In Idaho they didnt expand Medicaid, so there is that problem too. I Need Health Insurance But I Have No Income Or be a freeloader lazy person who rather use kids as meal tickets and live off other people because you cant be bothered. I live in a state which did expand Medicaid coverage under the ACA. Just trying to offer insight into how it should work, different people have different situations and rules can always change. Many states have expanded Medicaid to cover all people below certain income levels. I was told I do not qualify for any government insurance. Visiting an urgent care facility for non-life threatening events. I do not take any medication. My income was approximately $1,400 for 2015 and I have been semi-homeless. Im working but have three children. my credit one from a 785-2839 T so I am unable to take a home equity loan to catch a sub up in half nobody else that will cosign for me you name it we are on the verge of bankruptcy and I have major health problems in cannot afford light medication that is having a slow but progressive pass to my desk and Im only 43 years old. Ask Medicaid for a for a hearing for a Fair Hearing on your denial So even if a person doesnt think they qualify they could find out they do or they are close to by contacting their state Medicaid office or HealthCare.Gov. Can you help me with this information? This is why people vote for the Democratic Party though. Any emergency related health issue should be directed at a hospital regardless of whether or not you have coverage. Mississippi Medicaid only covers pregnant women and with children. This is true and very sad. called Sulzbatcher but his back problems are more sever than they seem to have the abilities to treat. Or become a drug addicts alcoholic homeless person or poor person who is without a permanent resident that can apparently get mediciad cause every one I have come across has coverage but remember to act crazy. I am unemployed due to health issues and lost health insurance when layed off from job. Is Medicares Independent Payment Advisory Board a Cause for Concern? Vote against anyone who offers you things for free. Then look up the effects of rejecting Medicaid expansion, why did republicans reject Medicaid, what law-firms participated in the NFIB SCOTUS case etc. https://obamacarefacts.com/questions/obamacare-for-someone-with-no-income/. It was an unfortunate grammar error. Depression, I had a stent placed in my heart about two months ago. No one should ever put off help due to costs or lack of coverage. in child support your claimed MAGI should be $0 and thus you are exempt from the fee. If not then youll need to make at least 100% of the poverty level (in yearly MAGI income), and not be offered employer coverage, to get marketplace assistance. Thus, they contribute to the problem, especially regarding Medicaid expansion, and thus, yes, I blame them. Learn how to cancel your plan. Try waiting that out while being in much pain you cant walk across the room at times or put your own pants on while trying to live on the incone from Wendys. My husband has a job that offers insurance to both him and I but I will not be working and I was wondering if I can apply for Medicaid or will they kick it back because of my husband? Please someone help me He is 64 years old, is physically unable to work, and has no insurance. I get a grant to pay for classes, I assume I wont have to but I am not sure, please let me know. I just moved to Texas at the end of December. You can always contact a local hospital for direction and should immediately seek help in an emergency regardless of insurance. You can use special enrollment up to 60 days after losing coverage (due to losing your health insurance) to enroll in the Health Insurance Marketplace and get cost assistance if your income is between 100% 400% of the Federal Poverty Level. I was laid off and don't have any income. What are my health insurance Then why the heck did he pass it? I did not go to a doctor nor am I ill. Either that or he can get travelers insurance. Can he see a doctor here? Have you tried catholic social services? That means no mammogram, no colon testing, no pap, just suffer and die. I would really be interested in finding out ANY ideas or answers to this issue! She will be 26 in December and we are confused on how to get affordable insurance for her. Not only is it true, it is also a fact for many small towns and poor areas,where here are virtually NO places where one can find work without having a car, and many (again) poor, and/or rural areas where NO jobs are available unless one is physicallly (and /or economically) able to travel!! That said, there is no long a fee for not having coverage in most states and at that income you would qualify for Medicaid if you state expanded. I am living on food stapes.

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i need health insurance, but i have no income